Table of Contents
- Introduction
- A Returns Story That Sparks Action
- Benefits of Upstox Demat Account
- Who Can Apply?
- Terms & Conditions
- Why Choose Upstox?
- Explore More Financial Products
- Connect With Us
- FAQs
- Final Thoughts
Introduction
Are you looking to start investing in stocks, mutual funds, or IPOs without paying heavy charges? With Upstox Demat Account, you can open your account online in just a few clicks. The process is paperless, quick, and 100% digital.
With zero account opening charges, zero maintenance charges, and zero commission on mutual funds & IPOs, Upstox is one of the most affordable trading platforms in India.
👉 Open Your Free Upstox Demat Account Now
A Returns Story That Sparks Action
Priya started a simple habit in 2014—she invested ₹5,000 every month into a broad Indian equity index fund using a Demat account. She didn’t try to time the market; she just stayed consistent.
Ten years later, her total contribution was ₹6,00,000. Thanks to the power of compounding, here’s what that same SIP could look like at different long-term return ranges often associated with diversified equity funds: Assumed CAGR 10-Year SIP Value (₹5,000/month) 10% ₹10,32,760 12% ₹11,61,695 15% ₹13,93,286
Compare that to a conservative 6% return (~₹8,23,494). At just 12% CAGR, the extra wealth over 6% is roughly ₹3,38,202—earned simply by starting early and staying invested. That’s the silent power of equities.
Note: The numbers above are illustrations to show how compounding works. Markets can go up or down, and past performance does not guarantee future returns.
Benefits of Upstox Demat Account
- ✏️ Simple, quick & paperless onboarding process
- 👩💻 Zero account opening charges
- 😎 Zero commissions on investing in Mutual Funds & IPOs
- 👉 Zero account maintenance charges
👉 Click here to open your Demat Account
Who Can Apply?
- Applicable only for new users (existing Upstox customers are not eligible)
- Customer’s phone number must be linked with Aadhaar Card
- Customer must have a valid PAN card
- For Android users only
Terms & Conditions
- Customer’s Aadhaar-linked phone number and PAN card are mandatory.
- Only for new users with no existing Upstox account.
- Entire account opening process should be completed in one go.
- Required documents:
- Proof of income
- Proof of identity
- Proof of address
- Tracking time is 10 days after account opening.
- Intraday trades will not be considered.
- Once the account is opened and confirmed via email, report is generated after 7 days. Income is credited during payout cycle (7–10 days).
- Customer should be active with multiple trades.
Why Choose Upstox?
- Trusted platform with millions of users across India
- One of the lowest brokerage charges in the industry
- Beginner-friendly interface and trading tools
- Free access to IPOs and mutual funds
👉 Start Trading with Upstox Demat Account
Explore More Financial Products
Along with a Demat account, you can also apply for:
- 💳 Credit Cards
- 🏦 Savings Accounts
- 💰 Personal Loans
- 💳 Credit Line
- 🛡️ Insurance Plans
- 🪙 Digital Gold Investment
Connect With Us
FAQs – Upstox Demat Account
Is Upstox safe to use?
Yes. Upstox is a SEBI-registered broker backed by reputed investors. Your investments are held in your Demat account with depositories like CDSL/NSDL, ensuring safety.
What are the charges for opening an Upstox Demat Account?
Account opening is free. There are also zero account maintenance charges and zero commissions on mutual funds & IPOs.
Can I invest in IPOs with Upstox?
Yes. You can apply for IPOs directly through the Upstox platform with zero commission.
Do I need to maintain a minimum balance?
No, there is no requirement for maintaining a minimum balance to keep your Demat account active.
Final Thoughts
Equity markets reward consistency and time in the market. Open your Upstox Demat Account, start a disciplined SIP or invest in quality businesses, and let compounding work for you.